Friday, July 08, 2005

Expenses & Rezeki

Ayah’s salary go to our joint account. Mak deduct standard amount 123456789RM then xfer online to Mak's account. Balance xfer online to Ayah’s account. Then Mak start issuing cheques or do the M2u payment or stack up some cash to pay for cash payment.
Cukup tak cukup, tampung fm Mak’s salary.

Everytime Ayah got increment, the monthly standard amount increase accordingly thus reducing Mak’s salary contribution to the family expenses. Of course, sometimes also the family expenses grow exponentially. But somehow we manage.

There are times when money are tighter than normal :
a) beginning of the year ; school’s registration fee, uniform, books etc
b) the months when car road tax expire ; hv to buy car insurance, pay roadtax
c) the month when Bibi’s working permit expires ; hv to pay FOMEMA for medical checkup and also to pay Immigration
d) festival season ; hv to spend extra for the festival celebration
e) tension months ; extra a few here and there unplanned therapy shopping
f) birth of a baby ; pay hospital, mengurut expenses, aqiqah and buy some baby needs + mommy needs
g) car breakdown/accidents ; mahalnya parts for Honda ! well the maintenance for kelisa is not cheap juga !
h) school holidays ; traveling visiting friends and relatives. Nanti anak tak kenal sedara pula. This expenses are well invested though
i) Bibi balik kampung ; kasi sikit bonus for her year round service

Allah has given enuf for us all these years, for our NEED list. Knowing WISH list will never be fully fulfilled pun !
Of course with the expansion of family members, the rezeki also has increased adequately – Alhamdullilah.

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